Out Of Pocket

  1. Lacking money; having suffered a financial loss. 2. Referring to actual money spent out of one's own funds.

Examples:

  • We can't go; I'm out of pocket right now.
  • I had to pay the hotel bill out of pocket, but I know I'll be reimbursed.

Origin: Late 1600s (sense 1); Late 1800s (sense 2)